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Credit Cards for People with Bad Credit

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NOTE: The following credit cards are designed specifically for people with a poor credit history. Be sure to read the terms on the card for which you are applying very carefully. Many of these cards require a fee which will result in very minimal beginning credit. If your credit history is better than average, you will be able to get a much better rate at the LowAPRcredit.com homepage.

If the offers below do not suit your needs, please try our other "Bad Credit" Credit Card page.

If you arrived at this page only in search of "credit rebuilding" information, please check out Consumer Action's "Rebuilding Your Credit" page.

CREDIT CARDS FOR PEOPLE
WITH A POOR CREDIT SCORE


 

Total Visa® Card

Are you discouraged by a poor credit history? Total Visa® offers a credit card for people with “less than perfect” credit. Apply today and with our instant online decision, you may be approved in minutes.


Apply Now

 


Continental Finance Gold MasterCard®

Get a second chance with rates as low as 9.75% APR*! If you have been turned down recently because of your credit score, Continental Finance Gold is here to help you with the second chance you’ve been waiting for. Apply today!

  • Rates As low as 9.75% APR*

  • Unsecured MasterCard Accepted at Millions of Locations Worldwide

  • Monthly reporting to the Major Credit Bureaus

  • Free Online Access

  • Excellent Online Tools for Managing Your Finances

  • Semi-Annual Credit Limit Increases*

  • Prestige of carrying a Gold card

*See website for other fees, rates, and terms and conditions

Continental Finance Gold MasterCard®
Apply Now

Rewards 660 Visa® Card

Rewards 660 Visa® Unsecured Credit Card

  • No Fee Credit Limit Increases*

    • $75 Increments

    • As Often as Every 3 Months

    • Automatic Grant Upon Qualification

  • $300 Starting and $2,000 Maximum Credit Limit

  • Fast Online Response

  • Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax)

  • FREE Online Account Access

  • FREE Online Payments

*See qualifications


Apply Now

HSBC - Orchard Bank Classic MasterCards

If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the Orchard Bank Primary Cards. Over the years, millions of people have used this group of cards to build their credit history.

  • Acceptance at millions of locations worldwide, including website purchases and reservations

  • Your account information is updated and at your fingertips 24/7 so you can manage it your way

  • Email and text messages to remind you of your upcoming payment due date with online enrollment

*See website for complete terms and conditions of card usage and application disclosure.


Apply Now

Access Visa® Card

  • Instant On-Line Decision

  • Bad Credit? No Credit? Give Access A Try!

  • Outstanding Customer Service

  • Free 24 Hour Online Account Access

  • Reports to All Major Credit Bureaus

 

Tribute® Gold MasterCard® Credit Card

Apply today for the Tribute® Gold MasterCard® Credit Card!

  • Unsecured Gold MasterCard® Credit Card

  • Reports to the Major Credit Bureaus

  • MasterCard® cards are accepted at over 25 million locations worldwide

  • Quick Online Decision

Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.

Tribute® MasterCard® Gold Card

  If you've fallen behind on your bills, especially credit cards, don't panic. You may have several good options available to you. Your success starts by assessing your current situation and finding a trusted service provider that is licensed in your state.

How iDebtAssistance.com Works:

  • Find Your Customized Debt Solution
  • Get Matched to an Approved Service Provider
  • Start Saving and Get Out of Debt

 


 

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